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Attention homeowners in Dallas and Dallas County: Need an appraisal?
See the top seven reasons Texas homeowners order from Milliorn Appraisal Company:
- To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- To challenge your property tax assessment in Texas
- To reduce a mortgage payment by removing PMI
- Reinstate their Home Equity Line of Credit (HELOC)
- To review another appraiser's report for verification
- In the case of a divorce in the state of Texas, when property needs to be divided
- Determine the true market value of the property in question to settle an estate in Dallas county or Texas
At Milliorn Appraisal Company, we understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Milliorn Appraisal Company, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other properties close to yours. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting a professional appraisal from Milliorn Appraisal Company is your chief weapon when contesting your property tax assessment.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Milliorn Appraisal Company, we're qualified in helping homeowners just like you do away with unneeded PMI insurance.
Was your HELOC recently frozen?If your property is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Milliorn Appraisal Company can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? Milliorn Appraisal Company offers field reviews where we go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Milliorn Appraisal Company can help you with that. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.
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